$ $Financial Literacy for students 6-12 grades$ $

1. Basics of Banking
• Opening A Bank Account

·Who

How old do you have to be to open a bank account by yourself?

·What

What steps you need to take to open a bank account?

·Where

Choosing the best Bankin Institution for your financial needs, personal information, and money security

·How?

How much money do you need to open an account?

• Checking/Savings Accounts

·Checking

Pros and Cons of having a checking account

·Savings

Pros and Cons of having a savings account

• Deposits

·What are Deposits

Explains what deposits are and how to go about making a deposit to your account.

• Withdrawals

·What are Withdrawls

Explains what withdrawls are and how to go about making a withdrawl from your account.

• Currency Exchange

·Definition of Currency

Defines currency, the kind of currency used in different countries, and what the exchange rate is compared to USD.

Wealth Management

·How to Maintain Cashflow

Describes ways to assist in getting wealthy and staying wealthy.

2. Income and Employment
• What is Income?
• How To Obtain Employment
• Payrate
3. Budgeting
• What Does It Mean To Budget?
• Ways to Budget your Income
4. Debit and Credit Management
• Debit
• Credit
5. Higher Education
• Choosing a Higher Education Instituion
• Ways to Pay for Higher Education
6. Insurance
• Why do you need insurance?
• Differnt types of insurance

1. Upon the completion of each lesson students will complete a comprehensive assignment with a minimum grade of 80%
2. Students will understand how to begin managing their own finances upon the completion of all sections, assignments, and assessments.
3. Students will understand how to deposit and withdraw money from their cash accounts upon the completion of the Basics of Banking section
4. Students will understand how to identify their best options for pursing higher education upon the completion of the Higher Education section.
5. Upon the completion of the course students will display information retention by scoring a minimum of 80% on their final assessment



Gabrielle Jones EDTC 5550 Spring 1 2023